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121 Financial Credit Union Announces Automatic 60-Day Deferment for All Consumer Loans

Assisting Members with Coronavirus Hardship; Includes All Vehicle Loans, Personal Loans & Credit Cards

Published Monday, March 30, 2020


121 Financial (pronounced “One to One”), Jacksonville’s hometown credit union, announced that, effective March 28, 2020, it is automatically deferring all eligible consumer loans and credit cards for 60 days amidst the coronavirus (COVID-19) pandemic.


“Now is the time for people to focus on the health and well-being of their families, not to be worried about whether they’ll lose their house or car,” says David Marovich, Chief Executive Officer of 121 Financial Credit Union. “We know this is an unbelievably stressful time for everyone, and we want to make it clear that we are committed to helping our members and community weather this



Loan deferments and “skip a pay” are always options to give member financial flexibility, but typically require a phone call, paperwork, and a few steps to activate. With this automatic 60-day deferment, 121 Financial members do not have to do anything to take advantage of the program. However, they will need to personally cancel any automatic payments already set up.


If preferred, members can continue to make their normal payments and keep their current amortization schedule.


“Our members come first, and right now it is our priority to work to help tens of thousands of people in and around Jacksonville stay in their homes, keep their cars, and make ends meet” says Marovich. “We will all get through this, together.”


Members can refer to 121 Financial’s COVID-19 Information Center at for answers to common questions about these consumer loan deferments as well as for general operational updates.

ABOUT 121 FINANCIAL CREDIT UNION: 121 Financial Credit Union (pronounced “One to One”) provides personalized banking and financial services to its more than 45,000 members throughout the Jacksonville and North Florida region. Since its founding 1935 as Florida Telco, the credit union has worked to be a trusted partner to the community with personalized solutions for every stage of life. 121 Financial offers a range of products for both consumers and businesses and specializes in deposit accounts and loans, including mortgages. For more information or to become a member, visit



Meghan Storck
904-723-6300 / 904-228-8858